I'm a spender, my wife is not. I have a hobby that costs money, my wife's interests cost substantially less (close to zero). We both make more than a decent living, pay all our bills and save a lot of money, but I see my wife living in a state of fear and lack (where none exists) and I see the money I do spend on my hobby as adding to my life and bringing me a tremendous amount of joy (it's photography, so it is something I engage with and share with my family regularly). It is as though each of us is waiting for the other to change, which seems highly unlikely. What are some good solutions?Read More
Jason and Tracy, who live in Chattanooga, Tennessee, both felt the pressure to get out of $15,000 credit card debt - a debt that had them in a chokehold. THEY DECIDE TO BUDGET
Learning of Dave Ramsey’s brilliant and simple system to take baby steps to get out of debt, they decided five months ago to budget.
Their goal: pay off the debt from the credit cards and then visit Dave Ramsey’s headquarters in Nashville to cut up all credit cards in a glorious celebration, joining the tens of thousands before them.Read More
There’s a song by the Beatles with the theme, “Money can’t buy me love…” I think most of us would agree with that. Celebrities with plenty of money and fame move from one relationship to the next searching for love, while others with very little money have remained married and in love for 50 years!Read More
Cal Rychener, the pastor of Northwoods Community Church in Peoria, Illinois, shared this poignant memory with me. “I remember a situation from 1979. I was home for Christmas from college and one afternoon when just my mom, dad, and I were home for lunch, I saw my dad at the table with his head down in his arms. That was very unlike him and I said, ‘Dad, what’s the matter?’ He said, ‘I’ve got a $300 fuel bill that I don’t know how I’m going to pay.’Read More
A critic states, "Love and respect is too simplistic for couples who have more serious problems." Yes, many couples have serious problems beyond love and respect. However, those serious problems do not justify neglecting love and respect in favor of the alternative: hate and contempt. Not only is hostility and disdain destructive of intimacy, such behavior opposes God's command to love and respect in marriage (Ephesians 5:33).Read More
My dad lost his job in his early 50’s. His employer, a railroad company, went against union contract by closing down the terminal and dad found himself unemployed. At that juncture my mom provided the primary income. That arrangement strained the marriage not because mom earned more but because dad felt disrespected when mom would unthinkingly comment about having to earn the money, or she’d spend money independently of dad’s knowledge. And mom felt unloved when dad did not express appreciation for all her work or would explode in anger when she appeared too independent.Read More